Sparkasse, Postbank and Ing: Termination threatens thousands of bank customers

Customers of banks such as Sparkasse, Ing or Postbank could soon get accounts. At least if you do not agree with a certain thing.

Hamm – who has a lot of money on the account of his bank could soon be asked to pay. Because many credit institutions are now required from a certain assets negative interest. Who does not agree with the whole, could be threatened with a termination. In fact, this could even come to almost all bank customers in the long run, wa.de *.

Sparkasse, Postbank, Ing: Many bank customers threatens the termination

According to handelsblatt, more and more credit institutions – for example, Ing, Postbank or the Sparkasse – negative interest *. For many banks, the so-called Depositary Fees will fall as soon as the customer has a fortune of more than 50,000 euros in his account.

However, in some institutes, it already meets low and medium earners: Here, the custody fee is sometimes collected even from an amount of 5000 euros in the account. How tages show reports, more and more banks are now serious.

Thus, in the past year, the City Parkasse Düsseldorf has terminated customers who did not want to agree with the negative interest. Now other institutes follow.

Bank customers threatens the account termination: four-digit number of customers affected

Thus Postbank has terminated several customers, which had more than 50,000 euros on their accounts and refused their consent to the custody fee, the business relationship. According to a spokesman for Deutsche Bank, however, mutually agreed solutions could be found with most customers.

Also in the Sparkasse Dortmund * there were terminations. Here is the speech in a report of the handelsblatt of 15 cases. At Ing, the next few weeks should also be grabbed for this procedure.

A speaker of the direct bank explains the tagenschau that the terminations even affect “low four-digit number of customers”. These would not have approved the negative interest after several reminder (more news about digital * at negative).

Negative interest: not all banks threaten the customer with termination

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As can be found on CHIP.de, competitors such as the Berliner Sparkasse or Commerzbank instead want to wait. Before it comes to termination, consensual solutions for customers should be found.

But there is generally a bright spot: so many banks have let that have been relieved in the future on negative interest rates as soon as the European Central Bank no longer demands penalty interests from the banks. But as long as this is missing, the problem could increase instead.

Sparkasse, Postbank and Ing: Even low earners soon affected by termination threat?

Oliver Mihm, Chief of Bankberatungsfirma Investors Marketing, could imagine that minimum and medium earners also affected by the termination threats, as soon as 85 to 90 percent of customers would accept the new terms and conditions with the custody fee. Currently, the approval rate is around 70 percent.

If you want to spend your savings money, has now increased more opportunities. After a long corona break vacations are possible again abroad. But whoever takes into Turkey * or to Greece , who still has to pay attention to some measures. _ wa.de_ ist Wienegative Part of the editorial network of ips.media.

Category list picture: © Björn Hake / Imago